Etihad Guest Saqer Credit Card review
Etihad Airways spend earns 3 miles per USD, with up to 2 miles internationally, 1.5 miles across EEA and UK, and up to 1.5 miles domestically. Tier Miles are capped at 25,000 per membership year and count toward status rather than redemption, while redeemable miles can be spent via etihadguest.com.
The card opens with 30,000 Etihad Guest Miles on payment of the annual fee, adds unlimited access to more than 1,200 lounges, and includes a Silver tier fast-track on AED 2,000 of Etihad spend, two Abu Dhabi airport transfers a year, complimentary inflight Wi-Fi vouchers and a miles discount voucher of up to 25% on AED 100,000 spend.
At an AED 943.95 annual fee, the Saqer suits Etihad travellers who value a larger welcome bonus and broad eligibility, though it lacks the customisable bonus categories of the women-only Ameera.
Card details
| Bank | Emirates Islamic |
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| Card type | Travel |
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| Card network | Visa |
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| Co-brand | Etihad Guest |
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| Minimum salary | AED 12,000 |
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| Annual fee | AED 943.95 |
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| Fee waiver | Annual fee of AED 943.95 (VAT inclusive). |
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| Interest (monthly) | 3.69% |
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| Reward type | Etihad Guest Miles |
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| Reward rate | Per USD 1 spent: 3 miles on Etihad Airways; up to 2 miles on international spend; 1.5 miles on EEA and UK spend; up to 1.5 miles on domestic spend.The accelerated rate applies to Etihad Airways spend. Maximum 25,000 Etihad Guest Tier Miles per membership year. Tier Miles count toward membership status and are not redeemable directly; redeemable miles can be spent via etihadguest.com. Expiry is not stated on the page. |
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| Welcome bonus | 30,000 Etihad Guest Miles upon payment of the annual membership fee.Bonus credited upon payment of the annual membership fee |
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| Lounge access | Unlimited access to 1,200+ airport lounges. |
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| Quick cash | Cash advance available. |
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| Balance transfer | Balance transfer facility available. |
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| Instalment plan | 0% Easy Payment Plan on Etihad purchases. |
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Welcome bonus: 30,000 Etihad Guest Miles upon payment of the annual membership fee.
Terms: Bonus credited upon payment of the annual membership fee
Etihad Guest Saqer Credit Card benefits
✓3 miles per USD on Etihad Airways
✓30,000 welcome miles
✓Fast-track to Silver on AED 2,000 Etihad spend in 12 months
✓2 complimentary Abu Dhabi airport transfers per year
✓Up to 25% miles discount voucher on AED 100,000 spend
✓Complimentary inflight Wi-Fi vouchers
Offers and payment options
Quick cashCash advance available.
Balance transferBalance transfer facility available.
Instalment plan0% Easy Payment Plan on Etihad purchases.
Etihad Guest Saqer Credit Card fees & charges
| Annual percentage rate (APR) | 44.28% (purchase and cash advance) |
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| Cash advance fee | 3.15% of amount or AED 103.95, whichever is higher |
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| Late payment fee | 131.25 |
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| Over-limit fee | 261.45 |
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| Foreign currency fee | 2.54% |
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| Minimum payment | 5% of closing balance or AED 100, whichever is higher |
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| Interest-free period | Up to 55 days |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card fits Etihad flyers who want a strong welcome bonus paired with solid Etihad miles earn.
What works well
- ✓Higher 30,000-mile welcome bonus
- ✓Strong Etihad earn and lounge access
- ✓Open to all applicants, not gender-restricted
What to weigh up
- −Higher annual fee than the Ameera
- −No self-chosen bonus categories
Etihad Guest Saqer Credit Card eligibility
Salaried UAE residents; minimum salary not confirmed on the official page.
▤Emirates ID▤Passport/visa copy▤Salary certificate or bank statements
Etihad Guest Saqer Credit Card FAQs
Salaried UAE residents; minimum salary not confirmed on the official page.
The listed annual fee is AED 943.95. Annual fee of AED 943.95 (VAT inclusive).
Per USD 1 spent: 3 miles on Etihad Airways; up to 2 miles on international spend; 1.5 miles on EEA and UK spend; up to 1.5 miles on domestic spend.
This card fits Etihad flyers who want a strong welcome bonus paired with solid Etihad miles earn.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
