ADIB credit cards in the UAE
All 5 ADIB credit cards available in the UAE, starting from a minimum salary of AED 5,000. Compare fees, rewards and eligibility, then check your DBR before you apply.
5cards listed
AED 5,000salary floor
0free for life
The ADIB range
What ADIB puts on the table
ADIB has 5 credit cards listed here: 2 travel, 1 cashback, 1 premium and 1 rewards. Every card carries an annual fee, from AED 103.95 to AED 3,150 a year.
The range starts at AED 5,000 a month on the ADIB Cashback Visa Card and tops out at AED 30,000 on the ADIB Etihad Guest Visa Infinite Card. 4 cards include airport lounge access and 4 advertise a welcome bonus.
Lowest salary requirement
ADIB Cashback Visa Card
AED 5,000 a month · AED 103.95
Top of the range
ADIB Etihad Guest Visa Infinite Card
AED 3,150 a year · from AED 30,000
ADIB credit card questions
The lowest published requirement in this range is AED 5,000 a month on the ADIB Cashback Visa Card, and the highest is AED 30,000 on the ADIB Etihad Guest Visa Infinite Card. Banks treat the figure as a floor rather than a guarantee: employer, length of service and your existing debt burden all feed into the decision.
Not in the current range. Every ADIB card listed here carries an annual fee, up to AED 3,150, though several banks reverse the first year or waive the fee on spending.
The documents listed against these cards are: Emirates ID; Passport/Visa; Salary certificate / bank statements. Requirements differ for UAE nationals, salaried expatriates and self-employed applicants, and the bank can ask for more during review.
Every card in this range carries the same currency conversion fee: 2.3% non-AED transaction service fee (plus Visa/MC FX spread); 1.99% for AED international transactions. It applies to spending abroad and to online purchases billed in a currency other than the dirham.
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Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.