DIB credit cards in the UAE

All 13 DIB credit cards available in the UAE, starting from a minimum salary of AED 5,000, including 5 with no annual fee. Compare fees, rewards and eligibility, then check your DBR before you apply.

13cards listed
AED 5,000salary floor
5free for life

The DIB range

What DIB puts on the table

DIB has 13 credit cards listed here: 4 rewards, 3 travel, 2 cashback, 2 lifestyle and 2 premium. Annual fees reach AED 1,575 a year, and 5 cards are free for life.

The range starts at AED 5,000 a month on the DIB Consumer Cashback Reward Card and tops out at AED 20,000 on the DIB Prime Infinite Card. 6 cards include airport lounge access and 6 advertise a welcome bonus.

DIB credit card questions

The lowest published requirement in this range is AED 5,000 a month on the DIB Consumer Cashback Reward Card, and the highest is AED 20,000 on the DIB Prime Infinite Card. Banks treat the figure as a floor rather than a guarantee: employer, length of service and your existing debt burden all feed into the decision.

Yes. 5 of the 13 cards listed carry no annual fee: DIB Prime Infinite Card, DIB Prime Signature Card, DIB Prime Platinum Card and DIB Prime Gold Card and 1 others. Check the card page before applying, because free-for-life status is a campaign at some banks and a permanent feature at others.

The documents listed against these cards are: Emirates ID; Passport with residence visa; Salary certificate or bank statements (last 3-6 months). Requirements differ for UAE nationals, salaried expatriates and self-employed applicants, and the bank can ask for more during review.

Every card in this range carries the same currency conversion fee: 3.70% of transaction value on non-AED transactions; 3.14% on AED-billed international transactions (incl. VAT). It applies to spending abroad and to online purchases billed in a currency other than the dirham.

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Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.