Mashreq credit cards in the UAE

All 7 Mashreq credit cards available in the UAE, starting from a minimum salary of AED 5,000, including 4 with no annual fee. Compare fees, rewards and eligibility, then check your DBR before you apply.

7cards listed
AED 5,000salary floor
4free for life

The Mashreq range

What Mashreq puts on the table

Mashreq has 7 credit cards listed here: 3 Islamic, 2 cashback, 1 premium and 1 rewards. Annual fees reach AED 1,575 a year, and 4 cards are free for life.

The range starts at AED 5,000 a month on the Mashreq Al Islami Cashback Credit Card and tops out at AED 25,000 on the Mashreq Solitaire Credit Card. 4 cards include airport lounge access and 7 advertise a welcome bonus.

Mashreq credit card questions

The lowest published requirement in this range is AED 5,000 a month on the Mashreq Al Islami Cashback Credit Card, and the highest is AED 25,000 on the Mashreq Solitaire Credit Card. Banks treat the figure as a floor rather than a guarantee: employer, length of service and your existing debt burden all feed into the decision.

Yes. 4 of the 7 cards listed carry no annual fee: Mashreq Cashback Credit Card, Mashreq noon Credit Card, Mashreq Al Islami Cashback Credit Card and Mashreq Al Islami Emirati Solitaire Credit Card. Check the card page before applying, because free-for-life status is a campaign at some banks and a permanent feature at others.

The documents listed against these cards are: Emirates ID; Passport/visa copy; Salary certificate or bank statements. Requirements differ for UAE nationals, salaried expatriates and self-employed applicants, and the bank can ask for more during review.

Every card in this range carries the same currency conversion fee: 2.89% (plus Visa/Mastercard charges; VAT not applicable). It applies to spending abroad and to online purchases billed in a currency other than the dirham.

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Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.