ADCB credit cards in the UAE

All 18 ADCB credit cards available in the UAE, starting from a minimum salary of AED 5,000, including 7 with no annual fee. Compare fees, rewards and eligibility, then check your DBR before you apply.

18cards listed
AED 5,000salary floor
7free for life

The ADCB range

What ADCB puts on the table

ADCB has 18 credit cards listed here: 7 Islamic, 5 rewards, 2 cashback, 2 premium, 1 lifestyle and 1 travel. Annual fees reach AED 2,100 a year, and 7 cards are free for life.

The range starts at AED 5,000 a month on the ADCB 365 Cashback Credit Card and tops out at AED 30,000 on the ADCB TouchPoints Infinite Credit Card. 18 cards include airport lounge access and 13 advertise a welcome bonus.

ADCB credit card questions

The lowest published requirement in this range is AED 5,000 a month on the ADCB 365 Cashback Credit Card, and the highest is AED 30,000 on the ADCB TouchPoints Infinite Credit Card. Banks treat the figure as a floor rather than a guarantee: employer, length of service and your existing debt burden all feed into the decision.

Yes. 7 of the 18 cards listed carry no annual fee: Talabat ADCB Credit Card, ADCB Lulu Platinum Credit Card, ADCB Lulu Titanium Credit Card and ADCB TouchPoints Titanium/Gold Credit Card and 3 others. Check the card page before applying, because free-for-life status is a campaign at some banks and a permanent feature at others.

The documents listed against these cards are: Bank statements (3-6 months); Emirates ID; Passport with residence visa. Requirements differ for UAE nationals, salaried expatriates and self-employed applicants, and the bank can ask for more during review.

It varies across the range - 5 different currency conversion terms apply to these 18 cards, so the figure on the individual card page is the one that counts. The fee applies to spending abroad and to online purchases billed in another currency.

Other banks

ADIBAjman BankCBDCitibankDeem FinanceDIBEmirates IslamicEmirates NBDFABMashreqMawarid FinanceRAKBANKAll banks

Browse by category

All credit cardsCashback cardsTravel cardsRewards cardsIslamic cardsPremium cardsNo annual fee cards

Shortlisted a ADCB card?

Put it side by side with cards from other banks, then check your debt burden ratio.

Compare cardsCheck my DBR ↗

Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.