Etihad Guest Ameera Credit Card review
Etihad Airways spend earns 3 miles per USD, and the card's signature feature lets holders pick two preferred categories that each earn 2.5 miles per USD, alongside up to 2 miles internationally and 1.5 miles on EEA, UK and domestic spend. Each chosen category is capped at 1,500 miles per month, and Tier Miles are limited to 25,000 per membership year.
A 20,000-mile welcome bonus, unlimited access to more than 1,200 lounges worldwide, a Silver tier fast-track on AED 2,000 of Etihad spend, and two complimentary Abu Dhabi airport transfers a year make up the travel core. Lifestyle perks include a miles discount voucher of up to 25% on AED 100,000 annual spend and 50% movie ticket cashback capped at AED 75 monthly.
With its AED 733.95 annual fee and flexible earn structure, the Ameera is a natural fit for women who fly Etihad and want control over where their bonus miles accrue, provided they can work within the monthly category caps.
Card details
| Bank | Emirates Islamic |
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| Card type | Travel |
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| Card network | Visa |
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| Co-brand | Etihad Guest |
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| Minimum salary | AED 12,000 |
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| Annual fee | AED 733.95 |
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| Fee waiver | Annual fee of AED 733.95 (VAT inclusive). |
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| Interest (monthly) | 3.69% |
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| Reward type | Etihad Guest Miles |
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| Reward rate | Per USD 1 spent: 3 miles on Etihad Airways; up to 2 miles on international spend; 1.5 miles on EEA and UK spend; up to 1.5 miles on domestic spend. This women-only card lets you choose 2 preferred categories that earn 2.5 miles per USD.The 2 chosen bonus categories are each capped at 1,500 miles per category per month. A minimum AED 3,000 monthly spend is required for certain perks such as movie cashback. Maximum 25,000 Etihad Guest Tier Miles per membership year; chosen-category earn is capped at 1,500 miles per category per month. An Etihad Guest membership is created automatically and miles redeem via etihadguest.com. Expiry is not stated on the page. |
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| Welcome bonus | 20,000 Etihad Guest Miles upon payment of the annual membership fee.Bonus credited upon payment of the annual membership fee |
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| Lounge access | Unlimited access to 1,200+ airport lounges worldwide. |
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| Quick cash | Cash advance available. |
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| Balance transfer | Balance transfer facility with no profit charges. |
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| Instalment plan | 0% Easy Payment Plans (2% processing fee). |
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Welcome bonus: 20,000 Etihad Guest Miles upon payment of the annual membership fee.
Terms: Bonus credited upon payment of the annual membership fee
Etihad Guest Ameera Credit Card benefits
✓Women-only card with 2 self-chosen bonus categories earning 2.5 miles per USD
✓3 miles per USD on Etihad Airways
✓Fast-track to Etihad Guest Silver on AED 2,000 Etihad spend in 12 months
✓2 complimentary Abu Dhabi airport transfers per year
✓Up to 25% miles discount voucher on AED 100,000 annual spend
✓50% movie ticket cashback capped at AED 75 monthly
Offers and payment options
Quick cashCash advance available.
Balance transferBalance transfer facility with no profit charges.
Instalment plan0% Easy Payment Plans (2% processing fee).
Etihad Guest Ameera Credit Card fees & charges
| Annual percentage rate (APR) | 44.28% (purchase and cash advance) |
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| Cash advance fee | 3.15% of amount or AED 103.95, whichever is higher |
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| Late payment fee | 131.25 |
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| Over-limit fee | 261.45 |
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| Foreign currency fee | 2.54% |
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| Minimum payment | 5% of closing balance or AED 100, whichever is higher |
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| Interest-free period | Up to 55 days |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card suits female Etihad flyers who want to tailor bonus miles to their own spending categories.
What works well
- ✓Flexible self-selected bonus categories
- ✓Strong Etihad earn and tier fast-track
- ✓Unlimited lounge access
What to weigh up
- −Bonus categories capped at 1,500 miles each per month
- −Restricted to women only
Etihad Guest Ameera Credit Card eligibility
Women only; salaried UAE residents; minimum salary approximately AED 12,000 (per third-party source), not confirmed on the official page.
▤Emirates ID▤Passport/visa copy▤Salary certificate or bank statements
Etihad Guest Ameera Credit Card FAQs
Women only; salaried UAE residents; minimum salary approximately AED 12,000 (per third-party source), not confirmed on the official page.
The listed annual fee is AED 733.95. Annual fee of AED 733.95 (VAT inclusive).
Per USD 1 spent: 3 miles on Etihad Airways; up to 2 miles on international spend; 1.5 miles on EEA and UK spend; up to 1.5 miles on domestic spend. This women-only card lets you choose 2 preferred categories that earn 2.5 miles per USD.
This card suits female Etihad flyers who want to tailor bonus miles to their own spending categories.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
