Fuel cashback cards · UAE

Best fuel cashback credit cards in the UAE

Cards that pay cashback at the pump, ranked by the fuel rate each bank publishes. Fuel is capped harder than almost any other category in the UAE, so read the ceiling before the percentage.

21cards
01
RTA Credit Card10% cashback · Free for life
02
Mawarid Falak Tayyeb Platinum Credit Card10% cashback · Free for life
03
Mawarid Falak Tayyeb Titanium Credit Card10% cashback · Free for life

Fuel cashback cards ranked by rate

Cards that pay cashback at petrol stations, ranked on the published fuel rate. Salik and toll spending is treated separately by most banks - the note beside each rate says what the bank included.

#CardFuel cashbackAnnual feeMin salary
01RTA Credit CardEmirates Islamic10% cashbackon fuelFree for lifeAED 5,000
02Mawarid Falak Tayyeb Platinum Credit CardMawarid Finance10% cashbackcashback on Grocery, Dining and Fuel andFree for lifeAED 5,000
03Mawarid Falak Tayyeb Titanium Credit CardMawarid Finance10% cashbackcashback on Grocery, Dining and Fuel andFree for lifeAED 5,000
04CBD Super Saver Credit Card (Visa Signature)CBD10% cashbackcashback on bills, education, supermarket and fuel (max AED 600/month)AED 420AED 5,000
05Mawarid Falak Tayyeb World Credit CardMawarid Finance10% cashbackcashback on Grocery, Dining and Fuel andAED 525AED 15,000
06Mawarid Falak Tayyeb World Elite Credit CardMawarid Finance10% cashbackcashback on Grocery, Dining and Fuel andAED 1,050AED 30,000
07Switch Cashback Credit CardEmirates Islamic8% cashbackfuel,AED 313.95AED 10,000
08ADCB Emirati Islamic CardADCB7% cashbackcashback on 7 categories (fuelAED 945AED 8,000
09Titanium Credit CardRAKBANK5% cashbackback on supermarkets, dining and fuelFree for lifeAED 8,000
10Duo Credit CardsEmirates NBD5% back as Plus PointsPlus Points on grocery, utilities, electronics, education and fuel, andFree for lifeAED 12,000
11365 Cashback Credit CardADCB5% cashbackon fuel and SalikAED 383.25AED 5,000
12Islamic 365 Cashback CardADCB5% cashbackon fuel and SalikAED 383.25AED 5,000
13ULTRACASH Platinum Mastercard Credit CardAjman Bank5% cashbackcashback on 2 self-selected categories from Fuel, Online Shopping, Supermarkets and School Fees (UAE Nationals receiveAED 525AED 10,000
14ADIB Cashback Visa CardADIB4% cashbackon Fuel and AutomobileAED 103.95AED 5,000
15Consumer Cashback Platinum CardDIB4% cashbackcashback on supermarkets, fuel, utilities, telecom, school fees, automobile servicing and Salik/NOL rechargesAED 261.45AED 15,000
16Deem Mastercard Titanium Cash Up Credit CardDeem Finance3% cashbackaccelerated Cash Up on supermarkets and groceries, utility bills, fuel and government services, plusAED 210AED 5,000
17Consumer Cashback Reward CardDIB3% cashbackcashback on supermarkets, fuel, utilities, telecom, school fees, automobile servicing and Salik/NOL rechargesAED 210AED 5,000
18Mashreq Cashback Credit CardMashreq0.33% cashbackon government payments, fuel, utilities, education, charity, rental and telecomFree for lifeAED 5,000
19Mashreq noon Credit CardMashreq0.33% cashbackon government payments, utilities, education, charity, fuel, rental and telecomFree for lifeAED 5,000
20Mashreq Al Islami Cashback Credit CardMashreq0.15% cashbackon government payments, utilities, education, charity, fuel, rental and telecomFree for lifeAED 5,000
21FAB Cashback Credit CardFAB0.15% cashbackon select categories such as utilities and fuelAED 315AED 5,000

Ranked from the rates and benefits each bank publishes, highest first. Every figure links through to the card page it came from.

Fuel cashback buying guide

What a fuel cashback offer really pays

Fuel is the most tightly capped cashback category in the UAE market. Caps of AED 100 to AED 250 a month are common, which means a headline 10% rate stops paying after AED 1,000 to AED 2,500 of fuel - roughly one to two tanks a week for most drivers. Past that point every card in this list pays the same as a plain flat-rate card.

Petrol is also one of the categories banks exclude most often from rewards cards altogether, and several of the cards that do pay on fuel require you to buy at a specific network. Check the station brand as well as the rate: a card paying 8% only at one operator is worth less than a lower rate accepted wherever you fill up.

Of the 21 fuel cashback cards on this page, 8 carry no annual fee and the most expensive costs AED 1,050 a year. Minimum salaries run from AED 5,000 to AED 30,000 a month, across 12 banks.

Cap first, rate second

Multiply your monthly fuel spend by the rate and stop at the published cap. That figure, not the percentage, is what the card pays you for driving.

Salik and tolls are separate

Toll top-ups and Salik recharges are usually coded as government or transport spending, not fuel, and often earn a much lower rate or nothing at all. A card that names Salik explicitly is worth more to a daily commuter.

Station networks matter

Some offers name ADNOC, ENOC, EPPCO or Emarat specifically. If the offer is network-bound, the card only pays where that brand operates, which in practice splits along the Dubai and Abu Dhabi boundary.

Fuel cashback cards by minimum salary

Fuel cashback credit card questions

The top of this page holds the highest published fuel rates in the market. Every one of them caps the category monthly, so the best card for you is the one whose cap covers your own fuel bill rather than the one with the highest percentage.

Several cards here pay on fuel across all stations, and a few name a specific network. Where a card is tied to one operator the card page says so - that detail decides whether the offer is usable on your commute.

Not usually at the fuel rate. Banks code Salik and toll payments as government or transport spending, which typically earns a reduced rate. A handful of cards include Salik in the fuel category and those state it explicitly.

Yes - 8 of the 21 cards on this page have no annual fee. They generally pay less per litre than the paid cards, but with nothing to recover they can still be the better deal for moderate drivers.

On most UAE cards the fuel category is capped somewhere between AED 100 and AED 250 a month. The exact cap is on each card page, and it puts a hard ceiling on the annual value whatever the headline rate says.

Other card categories

All credit cardsCashback cardsTravel cardsRewards cardsIslamic cardsPremium cardsNo annual fee cardsTop cashback cardsGroceries cashback cardsEducation cashback cardsFree lounge access cards

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Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.