Etihad Guest Platinum Credit Card review
The card earns 2 miles per USD on both Etihad Airways and online or mobile-wallet spend, with up to 1.5 miles internationally and up to 1 mile on EEA, UK and domestic purchases. Miles redeem via etihadguest.com, and a 5,000-mile welcome bonus lands on payment of the annual fee.
Practical extras include a 10% miles discount voucher on card spend, two complimentary Wi-Fi vouchers a year, 50% movie cashback capped at AED 50 monthly, and a Silver tier fast-track on AED 2,000 of Etihad spend. Lounge access is available with the first visit each year complimentary.
At just AED 208.95 a year, the Platinum is an affordable gateway into the Etihad Guest programme for occasional flyers, trading the richer earn rates and welcome bonuses of the higher tiers for a lower cost of entry.
Card details
| Bank | Emirates Islamic |
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| Card type | Travel |
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| Card network | Visa |
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| Co-brand | Etihad Guest |
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| Minimum salary | AED 12,000 |
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| Annual fee | AED 208.95 |
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| Fee waiver | Annual fee of AED 208.95 (VAT inclusive). |
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| Interest (monthly) | 3.69% |
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| Reward type | Etihad Guest Miles |
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| Reward rate | Per USD 1 spent: 2 miles on Etihad Airways; up to 1.5 miles on international spend; 1 mile on EEA and UK spend; up to 1 mile on domestic spend; 2 miles on online and mobile-wallet spend.The accelerated rate applies to Etihad Airways and online/mobile-wallet spend. Redeem miles via etihadguest.com. |
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| Welcome bonus | 5,000 Etihad Guest Miles upon payment of the annual membership fee.Awarded upon payment of the Annual Membership Fee |
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| Lounge access | Airport lounge access with the first visit each year complimentary. |
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| Quick cash | Cash advance available. |
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| Balance transfer | Balance transfer facility with 0% profit. |
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| Instalment plan | 0% Easy Payment Plans. |
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Welcome bonus: 5,000 Etihad Guest Miles upon payment of the annual membership fee.
Terms: Awarded upon payment of the Annual Membership Fee
Etihad Guest Platinum Credit Card benefits
✓2 miles per USD on Etihad Airways and online/wallet spend
✓Low annual fee entry to the Etihad Guest range
✓10% miles discount voucher on card spend
✓2 complimentary Wi-Fi vouchers per year
✓50% movie cashback capped at AED 50 monthly
✓Fast-track to Silver on AED 2,000 Etihad spend
Offers and payment options
Quick cashCash advance available.
Balance transferBalance transfer facility with 0% profit.
Instalment plan0% Easy Payment Plans.
Etihad Guest Platinum Credit Card fees & charges
| Annual percentage rate (APR) | 44.28% (All other Credit Cards) |
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| Cash advance fee | 3.15% of cash advance amount or AED 103.95 whichever is higher |
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| Late payment fee | 131.25 |
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| Over-limit fee | 261.45 |
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| Foreign currency fee | 2.54% (plus approx 1.15% Visa/Mastercard processing) |
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| Minimum payment | 5% of closing balance or AED 100 whichever is higher |
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| Interest-free period | Up to 55 days for retail purchases |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card suits occasional Etihad flyers who want an affordable miles-earning card.
What works well
- ✓Low annual fee entry to Etihad Guest
- ✓2 miles per USD on Etihad and online spend
What to weigh up
- −Lower earn rates with only 5,000 welcome miles
- −Limited lounge access versus higher tiers
Etihad Guest Platinum Credit Card eligibility
Salaried UAE residents; minimum salary not confirmed on the official page.
▤Emirates ID▤Passport/visa copy▤Salary certificate or bank statements
Etihad Guest Platinum Credit Card FAQs
Salaried UAE residents; minimum salary not confirmed on the official page.
The listed annual fee is AED 208.95. Annual fee of AED 208.95 (VAT inclusive).
Per USD 1 spent: 2 miles on Etihad Airways; up to 1.5 miles on international spend; 1 mile on EEA and UK spend; up to 1 mile on domestic spend; 2 miles on online and mobile-wallet spend.
This card suits occasional Etihad flyers who want an affordable miles-earning card.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
