Emirates Islamic credit cards in the UAE

All 11 Emirates Islamic credit cards available in the UAE, starting from a minimum salary of AED 5,000, including 3 with no annual fee. Compare fees, rewards and eligibility, then check your DBR before you apply.

11cards listed
AED 5,000salary floor
3free for life

The Emirates Islamic range

What Emirates Islamic puts on the table

Emirates Islamic has 11 credit cards listed here: 5 travel, 3 cashback, 2 premium and 1 rewards. Annual fees reach AED 2,100 a year, and 3 cards are free for life.

The range starts at AED 5,000 a month on the Emirates Islamic RTA Credit Card and tops out at AED 35,000 on the Emirates Islamic Skywards Black Credit Card. 11 cards include airport lounge access and 10 advertise a welcome bonus.

Emirates Islamic credit card questions

The lowest published requirement in this range is AED 5,000 a month on the Emirates Islamic RTA Credit Card, and the highest is AED 35,000 on the Emirates Islamic Skywards Black Credit Card. Banks treat the figure as a floor rather than a guarantee: employer, length of service and your existing debt burden all feed into the decision.

Yes. 3 of the 11 cards listed carry no annual fee: Emirates Islamic Amazon World Credit Card, Emirates Islamic RTA Credit Card and Emirates Islamic Emarati Credit Card. Check the card page before applying, because free-for-life status is a campaign at some banks and a permanent feature at others.

The documents listed against these cards are: Emirates ID; Salary certificate or bank statements; Passport/visa copy. Requirements differ for UAE nationals, salaried expatriates and self-employed applicants, and the bank can ask for more during review.

It varies across the range - 5 different currency conversion terms apply to these 11 cards, so the figure on the individual card page is the one that counts. The fee applies to spending abroad and to online purchases billed in another currency.

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Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.