ADIB Etihad Guest Visa Platinum Card review
Local spend earns 2.2 Etihad Guest Miles per AED 4, with international purchases earning 3 Miles per AED 4 and Specific Merchants and EEA transactions earning reduced rates of 1 and 1.2. Miles credit directly to your Etihad Guest account for flights, upgrades and hotels.
The card opens with 50,000 welcome Etihad Guest Miles per third-party sourcing and up to 150,000 total bonus miles potential per the ADIB listing, and fast-tracks to Etihad Guest Gold. LoungeKey access four times a year, Valtrans valet parking and a free companion ticket complete the travel package.
At a AED 2,000 annual fee, the Platinum rewards regular Etihad flyers who spend enough to justify the cost and value the faster route to Gold, while occasional flyers may find the four lounge visits a year and reduced earn at Specific Merchants limiting.
Card details
| Bank | ADIB |
|---|
| Card type | Travel |
|---|
| Card network | Visa |
|---|
| Co-brand | Etihad Guest |
|---|
| Minimum salary | AED 10,000 |
|---|
| Annual fee | AED 2,100 |
|---|
| Fee waiver | Annual fee of AED 2,000 + 5% VAT. |
|---|
| Interest (monthly) | 3.75% |
|---|
| Reward type | Etihad Guest Miles |
|---|
| Reward rate | 2.2 Etihad Guest Miles per AED 4 on local spend; 3 Miles per AED 4 on international spend (1.2 in the EEA); 1 Mile per AED 4 at Specific Merchants.Specific Merchants earn the reduced 1 rate, and EEA international spend earns the reduced 1.2 rate. Miles are credited to your Etihad Guest account and can be redeemed for flights, upgrades and hotels. |
|---|
| Welcome bonus | 50,000 welcome Etihad Guest Miles (per third-party source); the ADIB listing advertises up to 150,000 total bonus miles potential.50,000 base welcome miles | 25,000 miles on card activation and first transaction within 30 days | 75,000 miles on AED 40,000 spend within 60 days of issuance | Free companion ticket voucher on AED 150,000 annual spend | Limited-time offer, no fixed expiry date published |
|---|
| Lounge access | Lounge access via LoungeKey 4 times per year. |
|---|
Welcome bonus: 50,000 welcome Etihad Guest Miles (per third-party source); the ADIB listing advertises up to 150,000 total bonus miles potential.
Terms: 50,000 base welcome miles | 25,000 miles on card activation and first transaction within 30 days | 75,000 miles on AED 40,000 spend within 60 days of issuance | Free companion ticket voucher on AED 150,000 annual spend | Limited-time offer, no fixed expiry date published
ADIB Etihad Guest Visa Platinum Card benefits
✓2.2 Etihad Guest Miles per AED 4 on local spend
✓Fast-track to Etihad Guest Gold membership
✓LoungeKey access 4 times per year
✓Valet parking via Valtrans and a free companion ticket
ADIB Etihad Guest Visa Platinum Card fees & charges
| Annual percentage rate (APR) | 45.63% |
|---|
| Cash advance fee | 3% of withdrawal amount, minimum AED 103.95 (AED 99 + 5% VAT) |
|---|
| Late payment fee | 100 |
|---|
| Foreign currency fee | 2.3% non-AED transaction service fee (plus Visa/MC FX spread); 1.99% for AED international transactions |
|---|
| Minimum payment | 5% of Present Balance plus any installment/EPP amounts, minimum AED 100 |
|---|
| Interest-free period | Up to 55 days |
|---|
| Card replacement fee | 78.75 |
|---|
From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card is aimed at regular Etihad flyers who want higher miles earn and Gold status.
What works well
- ✓Strong miles earn at 2.2 per AED 4 locally
- ✓Gold tier fast-track
- ✓Free companion ticket
What to weigh up
- −High annual fee of AED 2,000
- −Reduced earn at Specific Merchants
- −Only 4 lounge visits per year
ADIB Etihad Guest Visa Platinum Card eligibility
Minimum salary AED 10,000 (per third-party source); UAE resident; age 21+.
▤Emirates ID▤Passport/Visa▤Salary certificate / bank statements
ADIB Etihad Guest Visa Platinum Card FAQs
Minimum salary AED 10,000 (per third-party source); UAE resident; age 21+.
The listed annual fee is AED 2,100. Annual fee of AED 2,000 + 5% VAT.
2.2 Etihad Guest Miles per AED 4 on local spend; 3 Miles per AED 4 on international spend (1.2 in the EEA); 1 Mile per AED 4 at Specific Merchants.
This card is aimed at regular Etihad flyers who want higher miles earn and Gold status.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
