FAB SHARE Signature Credit Card review
You earn 6% at Mall of the Emirates, City Centres, Carrefour and mall experiences, then 1.5% on international spend, 1% on other UAE purchases and 0.15% at select merchants such as utilities, fuel and supermarkets. Monthly rewards are capped at AED 5,000 (50,000 SHARE points), or your credit limit if lower.
A 5,000-point welcome bonus worth AED 500 starts things off, and the card layers on lifestyle value with 6% back on VOX, Ski Dubai and Magic Planet experiences, 2-for-1 VOX cinema tickets three times a month and ENTERTAINER 2-for-1 offers. Marketing also cites complimentary access to 1,000+ airport lounges worldwide via Visa LoungeKey.
At a AED 10,000 salary threshold and AED 500 annual fee, it is a comfortable middle ground for frequent MAF shoppers who don't need the Infinite tier's higher cap.
Card details
| Bank | FAB |
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| Card type | Rewards |
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| Card network | Visa Signature |
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| Co-brand | SHARE (Majid Al Futtaim) |
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| Minimum salary | AED 10,000 |
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| Annual fee | AED 525 |
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| Interest (monthly) | 3.99% |
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| Reward type | SHARE points |
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| Reward rate | Earn 6% at Mall of the Emirates, City Centres, Carrefour and mall experiences; 1.5% on international spend; 1% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.The top rates apply at Majid Al Futtaim malls and Carrefour. AED 5,000 (50,000 SHARE points) per month, or up to your credit limit, whichever is lower. Redeem SHARE points at MAF malls and Carrefour. Expiry is not stated. |
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| Welcome bonus | 5,000 bonus SHARE points worth AED 500 on a new card.New cards only | Credited on card activation |
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| Lounge access | Complimentary access to 1,000+ airport lounges worldwide via Visa LoungeKey (per marketing; not detailed on the FAB tier page). |
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| Quick cash | Quick Cash is available across FAB cards. |
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| Balance transfer | 0% balance transfer plans are available across FAB cards. |
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| Instalment plan | 0% Easy Payment Plans are available across FAB cards. |
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Welcome bonus: 5,000 bonus SHARE points worth AED 500 on a new card.
Terms: New cards only | Credited on card activation
FAB SHARE Signature Credit Card benefits
✓6% SHARE points at MAF malls and Carrefour
✓5,000 welcome SHARE points
✓6% back on VOX, Ski Dubai and Magic Planet experiences
✓2-for-1 VOX cinema tickets 3 times a month
✓1.5% back on international spend
✓ENTERTAINER 2-for-1 offers
Offers and payment options
Quick cashQuick Cash is available across FAB cards.
Balance transfer0% balance transfer plans are available across FAB cards.
Instalment plan0% Easy Payment Plans are available across FAB cards.
FAB SHARE Signature Credit Card fees & charges
| Annual percentage rate (APR) | 47.88% (purchases and cash advance) |
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| Cash advance fee | 3.15% or AED 157.50, whichever higher |
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| Late payment fee | 241.50 |
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| Over-limit fee | 303.18 |
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| Foreign currency fee | Up to 2.61% + VAT + scheme charges |
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| Minimum payment | 5% of outstanding or AED 100, whichever higher |
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| Interest-free period | 55 |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card fits regular MAF mall shoppers who want solid SHARE points at a mid-range fee.
What works well
- ✓Strong 6% back at MAF malls
- ✓Modest annual fee
- ✓Useful welcome bonus
What to weigh up
- −Lower monthly cap than the Infinite tier
- −Value tied to the MAF ecosystem
FAB SHARE Signature Credit Card eligibility
Minimum salary AED 10,000; UAE resident.
▤Emirates ID▤Passport/visa▤Salary certificate or bank statements
FAB SHARE Signature Credit Card FAQs
Minimum salary AED 10,000; UAE resident.
The listed annual fee is AED 525. Ask the bank whether a spend-based waiver is currently available.
Earn 6% at Mall of the Emirates, City Centres, Carrefour and mall experiences; 1.5% on international spend; 1% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.
This card fits regular MAF mall shoppers who want solid SHARE points at a mid-range fee.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
