Blue FAB Platinum Credit Card by Al-Futtaim review
The card pays 6% at Al-Futtaim retail brands, made up of 5% in Al-Futtaim FAB Rewards and 1% through the Blue app, plus 2% on other Al-Futtaim spend, 1% on general purchases and an extra 2% on Blue wallet top-ups. Rewards are capped at AED 2,000 in value per month.
Everyday extras include four AED 20 cinema tickets a month, buyer protection up to USD 5,000, four free supplementary cards and access to the Visa Luxury Hotel Collection and golf offers. Cashback arrives as Al-Futtaim FAB Rewards, and Blue points can be put toward utility bills.
At a AED 8,000 salary requirement with 0% installment plans and no annual fee, it is an accessible pick for Al-Futtaim shoppers, though the absence of lounge access and the lower cap mark it out as the starter tier.
Card details
| Bank | FAB |
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| Card type | Cashback |
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| Card network | Visa Platinum |
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| Co-brand | Blue / Al-Futtaim |
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| Minimum salary | AED 8,000 |
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| Annual fee | Free for life |
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| Fee waiver | No annual fees. |
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| Interest (monthly) | 3.99% |
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| Reward type | Cashback (Al-Futtaim FAB Rewards + Blue app) |
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| Reward rate | Earn 6% at Al-Futtaim retail brands (5% via Al-Futtaim FAB Rewards plus 1% via the Blue app); 2% on other Al-Futtaim spend; 1% on general spend; and an extra 2% on Blue wallet top-ups.The top rate applies at Al-Futtaim retail brands. Up to AED 2,000 in value per month, after which earning is capped. Cashback is paid as Al-Futtaim FAB Rewards, and Blue points can settle utility bills. Expiry is not stated. |
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| Lounge access | Not included. |
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| Quick cash | Quick Cash is available across FAB cards. |
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| Balance transfer | 0% interest balance transfers are available. |
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| Instalment plan | 0% interest payment plans and buy-now-pay-later. |
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Blue FAB Platinum Credit Card by Al-Futtaim benefits
✓6% cashback at Al-Futtaim brands
✓No annual fees
✓4 cinema tickets a month at AED 20
✓Buyer protection up to USD 5,000
✓4 free supplementary cards
✓Visa Luxury Hotel Collection and golf offers
Offers and payment options
Quick cashQuick Cash is available across FAB cards.
Balance transfer0% interest balance transfers are available.
Instalment plan0% interest payment plans and buy-now-pay-later.
Blue FAB Platinum Credit Card by Al-Futtaim fees & charges
| Annual percentage rate (APR) | 47.88% (purchases and cash advance) |
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| Cash advance fee | Up to 3.15% (plus VAT) or AED 157.50, whichever higher |
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| Late payment fee | 241.50 |
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| Over-limit fee | 303.18 |
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| Foreign currency fee | Up to 2.61% + VAT + scheme charges |
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| Minimum payment | 5% of total outstanding balance (incl instalments) or AED 100, whichever is higher |
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| Interest-free period | Up to 55 days |
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| Card replacement fee | 78.75 (reducing to 25 effective 20 Aug 2026) |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card works for entry-level Al-Futtaim shoppers who want a free cashback card.
What works well
- ✓6% at Al-Futtaim brands with no annual fee
- ✓Accessible salary requirement
- ✓0% installment plans
What to weigh up
- −No lounge access
- −Lowest cap of the Blue tiers
- −Value tied to the Al-Futtaim ecosystem
Blue FAB Platinum Credit Card by Al-Futtaim eligibility
Minimum salary AED 8,000; UAE resident.
▤Emirates ID▤Passport/visa▤Salary certificate or bank statements
Blue FAB Platinum Credit Card by Al-Futtaim FAQs
Minimum salary AED 8,000; UAE resident.
The card is listed as free for life with no annual fee. Confirm that this remains part of the final bank offer before applying.
Earn 6% at Al-Futtaim retail brands (5% via Al-Futtaim FAB Rewards plus 1% via the Blue app); 2% on other Al-Futtaim spend; 1% on general spend; and an extra 2% on Blue wallet top-ups.
This card works for entry-level Al-Futtaim shoppers who want a free cashback card.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
