du Credit Card review
The card returns 15% back in FAB Rewards on du spending across plans, data and devices, plus 1 FAB Reward per AED 1 on everything else. The du benefits kick in when you spend at least AED 2,500 in the previous month, with all-spend earnings capped at 50,000 FAB Rewards monthly and du rewards at 167,000 FAB Rewards monthly.
Cardholders also get 0% installment plans on du payments and devices for purchases of AED 1,000 or more, 20% off Talabat once a month, 25% off Fiit.tv subscriptions, and travel discounts with Booking.com, IHG and Avis. Airport lounge access is available in the event of flight delays.
Sitting on the du Titanium tier with no annual fees and an accessible AED 5,000 salary bar, the card delivers its best value to existing du subscribers who route their telecom spending through it.
Card details
| Bank | FAB |
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| Card type | Lifestyle |
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| Card network | Mastercard |
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| Co-brand | du |
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| Minimum salary | AED 5,000 |
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| Annual fee | Free for life |
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| Fee waiver | No annual fees on the du Titanium tier per the Schedule of Charges |
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| Interest (monthly) | 3.99% |
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| Reward type | FAB Rewards |
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| Reward rate | 15% back in FAB Rewards on du spending across plans, data and devices; 1 FAB Reward per AED 1 on all other spendThe du benefits require a minimum AED 2,500 spend in the previous month All-spend earnings are capped at 50,000 FAB Rewards/month, and du rewards at 167,000 FAB Rewards/month 0% interest payment plans apply to du payments and devices on purchases of AED 1,000 or more |
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| Lounge access | Airport lounge access for flight delays |
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| Quick cash | Quick Cash available bank-wide |
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| Balance transfer | 0% balance transfer plans available bank-wide |
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| Instalment plan | 0% interest plans on du payments and devices for purchases of AED 1,000 or more |
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du Credit Card benefits
✓15% back on du bills and devices
✓No annual fees
✓0% installments on du payments and devices
✓20% off Talabat once a month
✓25% off Fiit.tv subscriptions
✓Travel discounts with Booking.com, IHG and Avis
Offers and payment options
Quick cashQuick Cash available bank-wide
Balance transfer0% balance transfer plans available bank-wide
Instalment plan0% interest plans on du payments and devices for purchases of AED 1,000 or more
du Credit Card fees & charges
| Annual percentage rate (APR) | 47.88% (purchases and cash advance) |
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| Cash advance fee | Up to 3.15% (plus VAT) or AED 157.50, whichever higher |
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| Late payment fee | 241.50 |
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| Over-limit fee | 303.18 |
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| Foreign currency fee | Up to 2.61% + VAT + scheme charges |
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| Minimum payment | 5% of outstanding or AED 100, whichever higher |
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| Interest-free period | Up to 55 days |
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| Card replacement fee | 78.75 (reducing to 25 effective 20 Aug 2026) |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
It suits du telecom customers who want rewards on their monthly bills and device purchases.
What works well
- ✓High return on du spend
- ✓No annual fee
- ✓0% installments on du purchases
What to weigh up
- −Best value only for du customers
- −Low base earn rate off du spend
du Credit Card eligibility
Min salary AED 5000; UAE resident (typically du customers)
▤Emirates ID▤Passport/visa▤Salary certificate or bank statements
du Credit Card FAQs
Min salary AED 5000; UAE resident (typically du customers)
The card is listed as free for life with no annual fee. Confirm that this remains part of the final bank offer before applying.
15% back in FAB Rewards on du spending across plans, data and devices; 1 FAB Reward per AED 1 on all other spend
It suits du telecom customers who want rewards on their monthly bills and device purchases.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
