FAB SHARE Platinum Credit Card review
Spending earns 4% at Mall of the Emirates, City Centres, Carrefour and mall experiences, alongside 1% on international spend, 0.75% on other UAE purchases and 0.15% at select merchants such as utilities, fuel and supermarkets. Rewards are capped at AED 2,500 (25,000 SHARE points) per month, or your credit limit if lower.
With no annual fees and a AED 5,000 salary requirement, the card is easy to qualify for. It still carries recognisable SHARE perks, including 4% back on VOX, Ski Dubai and Magic Planet experiences and 2-for-1 VOX cinema tickets.
Trade-offs are the lowest earn rate and cap in the SHARE range and no lounge access, so it works best as a free everyday card for occasional MAF shoppers rather than a premium travel companion.
Card details
| Bank | FAB |
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| Card type | Rewards |
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| Card network | Mastercard |
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| Co-brand | SHARE (Majid Al Futtaim) |
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| Minimum salary | AED 5,000 |
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| Annual fee | Free for life |
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| Fee waiver | No annual fees. |
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| Interest (monthly) | 3.99% |
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| Reward type | SHARE points |
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| Reward rate | Earn 4% at Mall of the Emirates, City Centres, Carrefour and mall experiences; 1% on international spend; 0.75% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.The top rates apply at Majid Al Futtaim malls and Carrefour. AED 2,500 (25,000 SHARE points) per month, or up to your credit limit, whichever is lower. Redeem SHARE points at MAF malls and Carrefour. Expiry is not stated. |
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| Lounge access | Not mentioned. |
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| Quick cash | Quick Cash is available across FAB cards. |
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| Balance transfer | 0% balance transfer plans are available across FAB cards. |
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| Instalment plan | 0% Easy Payment Plans are available across FAB cards. |
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FAB SHARE Platinum Credit Card benefits
✓4% SHARE points at MAF malls and Carrefour
✓No annual fees
✓4% back on VOX, Ski Dubai and Magic Planet experiences
✓2-for-1 VOX cinema tickets
✓1% back on international spend
✓Low AED 5,000 salary requirement
Offers and payment options
Quick cashQuick Cash is available across FAB cards.
Balance transfer0% balance transfer plans are available across FAB cards.
Instalment plan0% Easy Payment Plans are available across FAB cards.
FAB SHARE Platinum Credit Card fees & charges
| Annual percentage rate (APR) | 47.88% (purchases and cash advance) |
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| Cash advance fee | 3.15% or AED 150 + VAT (157.50), whichever higher |
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| Late payment fee | 241.50 |
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| Over-limit fee | 303.18 |
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| Foreign currency fee | Up to 2.61% + VAT + scheme charges |
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| Minimum payment | 5% of outstanding or AED 100, whichever higher |
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| Interest-free period | 55 |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card is ideal for entry-level MAF mall shoppers who want a free SHARE points card.
What works well
- ✓No annual fee
- ✓Easy entry into SHARE points
- ✓Low salary requirement
What to weigh up
- −Lowest earn rate of the SHARE tiers
- −Low monthly cap
- −No lounge access
FAB SHARE Platinum Credit Card eligibility
Minimum salary AED 5,000; UAE resident.
▤Emirates ID▤Passport/visa▤Salary certificate or bank statements
FAB SHARE Platinum Credit Card FAQs
Minimum salary AED 5,000; UAE resident.
The card is listed as free for life with no annual fee. Confirm that this remains part of the final bank offer before applying.
Earn 4% at Mall of the Emirates, City Centres, Carrefour and mall experiences; 1% on international spend; 0.75% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.
This card is ideal for entry-level MAF mall shoppers who want a free SHARE points card.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
