FAB SHARE Infinite Credit Card review
The headline rate is 8% at Mall of the Emirates, City Centres, Carrefour and mall experiences like VOX, Ski Dubai and Magic Planet. Away from the MAF world you still earn 2% on international spend and 1.5% on other UAE purchases, dropping to 0.15% at select merchants such as utilities, fuel and supermarkets. Rewards are capped at AED 10,000 (100,000 SHARE points) per month, or your credit limit if that is lower.
New cardholders pick up 10,000 bonus SHARE points worth AED 1,000 on activation, and points can be redeemed across 3,500+ stores at Mall of the Emirates and City Centres. Travel and lifestyle perks are strong too, with unlimited access to 1,300+ lounges worldwide for the cardholder and a guest, plus 2-for-1 VOX cinema tickets up to four times a month.
Given the AED 25,000 salary requirement and AED 1,000 annual fee, this card pays off best for big MAF spenders who can put most of their shopping through the SHARE ecosystem.
Card details
| Bank | FAB |
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| Card type | Rewards |
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| Card network | Visa Infinite |
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| Co-brand | SHARE (Majid Al Futtaim) |
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| Minimum salary | AED 25,000 |
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| Annual fee | AED 1,050 |
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| Interest (monthly) | 3.99% |
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| Reward type | SHARE points |
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| Reward rate | Earn 8% at Mall of the Emirates, City Centres, Carrefour and mall experiences such as VOX, Ski Dubai and Magic Planet; 2% on international spend; 1.5% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.The top rates apply at Majid Al Futtaim malls and Carrefour. AED 10,000 (100,000 SHARE points) per month, or up to your credit limit, whichever is lower. Redeem SHARE points at 3,500+ stores across Mall of the Emirates and City Centres. Expiry is not stated. |
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| Welcome bonus | 10,000 bonus SHARE points worth AED 1,000 on activating a new card.New cards only | Credited on card activation |
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| Lounge access | Unlimited complimentary global access to 1,300+ lounges for the cardholder and a guest. |
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| Quick cash | Quick Cash is available across FAB cards. |
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| Balance transfer | 0% balance transfer plans are available across FAB cards. |
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| Instalment plan | 0% Easy Payment Plans are available across FAB cards. |
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Welcome bonus: 10,000 bonus SHARE points worth AED 1,000 on activating a new card.
Terms: New cards only | Credited on card activation
FAB SHARE Infinite Credit Card benefits
✓8% SHARE points at MAF malls and Carrefour
✓10,000 welcome SHARE points
✓Unlimited lounge access plus a guest
✓8% back on VOX, Ski Dubai and Magic Planet experiences
✓2-for-1 VOX cinema tickets up to 4 times a month
✓2% back on international spend
Offers and payment options
Quick cashQuick Cash is available across FAB cards.
Balance transfer0% balance transfer plans are available across FAB cards.
Instalment plan0% Easy Payment Plans are available across FAB cards.
FAB SHARE Infinite Credit Card fees & charges
| Annual percentage rate (APR) | 47.88% (purchases and cash advance) |
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| Cash advance fee | 3.15% or AED 157.50, whichever higher |
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| Late payment fee | 241.50 |
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| Over-limit fee | 303.18 |
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| Foreign currency fee | 2.61% + scheme charges |
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| Minimum payment | 5% of outstanding or AED 100, whichever higher |
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| Interest-free period | 55 |
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| Card replacement fee | 78.75 |
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From the bank’s Key Facts Statement / Schedule of Charges. Some figures include and some exclude 5% VAT, a bank’s marketing page can differ from its Key Facts Statement, and fees change - always confirm with the bank before you apply.
Who should get this card?
This card is built for heavy Mall of the Emirates and Carrefour shoppers who want to maximise SHARE points.
What works well
- ✓Very high 8% back at MAF malls
- ✓Unlimited lounge access with a guest
- ✓Generous welcome bonus
What to weigh up
- −High AED 25,000 salary requirement
- −Value concentrated in the MAF ecosystem
- −Low base earn away from malls
FAB SHARE Infinite Credit Card eligibility
Minimum salary AED 25,000; UAE resident.
▤Emirates ID▤Passport/visa▤Salary certificate or bank statements
FAB SHARE Infinite Credit Card FAQs
Minimum salary AED 25,000; UAE resident.
The listed annual fee is AED 1,050. Ask the bank whether a spend-based waiver is currently available.
Earn 8% at Mall of the Emirates, City Centres, Carrefour and mall experiences such as VOX, Ski Dubai and Magic Planet; 2% on international spend; 1.5% on other UAE spend; and 0.15% at select merchants including utilities, fuel and supermarkets.
This card is built for heavy Mall of the Emirates and Carrefour shoppers who want to maximise SHARE points.
Product details are indicative and compiled from each bank’s official pages and Key Facts Statements; figures can differ between a bank’s marketing page and its Key Facts Statement, and fees, rates and VAT treatment change. We are not affiliated with, or authorised by, any bank - always confirm current fees, eligibility, rewards and terms directly with the issuing bank before applying. This page does not constitute financial advice.
