/* DBRCalculator — account pages (login + my account). Matches site design tokens. */
:root{
  --ink:#0E1B25; --ink-soft:#3D4F5C; --mist:#EEF3F2; --card:#FFFFFF; --line:#DCE5E3;
  --emerald:#0E8A6D; --emerald-deep:#0A6B55; --gold:#C9A24B; --amber:#E8A23D; --red:#D64545;
  --panel:#0F2620; --panel-line:#2C5447; --panel-mid:#15302A; --panel-text:#F3F9F6; --panel-dim:#CFE3DB;
  --radius:14px; --radius-lg:18px;
  --ease:cubic-bezier(.22,.61,.36,1);
  --sh-sm:0 1px 2px rgba(8,20,16,.05),0 2px 8px rgba(8,20,16,.04);
  --sh-md:0 2px 6px rgba(8,20,16,.06),0 12px 28px rgba(8,20,16,.08);
  --font-display:'Sora',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --font-body:'IBM Plex Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --font-num:'IBM Plex Mono',ui-monospace,'Segoe UI Mono','Courier New',monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:var(--font-body);background:var(--mist);color:var(--ink);line-height:1.55;-webkit-font-smoothing:antialiased;font-size:16px;min-height:100vh;display:flex;flex-direction:column}

/* ---------- header ---------- */
header{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.nav{max-width:1160px;margin:0 auto;display:flex;align-items:center;gap:18px;padding:12px 20px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-weight:700;font-size:1.08rem;text-decoration:none;color:var(--ink);flex-shrink:0}
.logo-mark{width:36px;height:36px;border-radius:9px;background:var(--panel);color:var(--gold);display:grid;place-items:center;font-family:var(--font-num);font-size:.82rem;font-weight:600}
.nav-links{display:flex;gap:4px;margin-inline-start:auto;align-items:center}
.nav-links a{text-decoration:none;color:var(--ink-soft);font-size:.9rem;font-weight:600;padding:8px 14px;border-radius:999px}
.nav-links a:hover{background:var(--mist);color:var(--ink)}
.nav-links a.active{background:var(--emerald);color:#fff}
@media(max-width:640px){ .nav-links a.hide-m{display:none} }

/* ---------- buttons / fields ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;border-radius:11px;padding:12px 20px;font-family:var(--font-body);font-size:.95rem;font-weight:700;cursor:pointer;transition:filter .25s var(--ease),transform .25s var(--ease),box-shadow .25s var(--ease),background .25s var(--ease),border-color .25s var(--ease),color .25s var(--ease);min-height:44px;text-decoration:none}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(1px);transition-duration:.08s}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
.btn:disabled{opacity:.55;cursor:wait}
.btn-primary{background:var(--emerald);color:#fff}
.btn-primary:hover{filter:brightness(1.06)}
.btn-ghost{background:transparent;color:var(--ink-soft);border:1.5px solid var(--line)}
.btn-ghost:hover{background:var(--mist)}
.btn-danger{background:#FBEAEA;color:var(--red);border:1.5px solid #F0CACA}
.btn-block{width:100%}
/* day / night toggle (same ☾/☀ control as the calculator pages) */
.theme-btn{width:38px;height:38px;flex-shrink:0;display:grid;place-items:center;border:1.5px solid var(--line);background:var(--card);border-radius:999px;font-size:15px;line-height:1;color:var(--ink-soft);cursor:pointer;padding:0;transition:border-color .16s ease,color .16s ease,background .16s ease,transform .16s ease}
.theme-btn:hover{border-color:var(--emerald);color:var(--emerald-deep);transform:translateY(-1px)}

.field{margin-bottom:14px}
.field label{display:block;font-size:.82rem;font-weight:600;color:var(--ink-soft);margin-bottom:6px}
.field input{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:1rem;color:var(--ink);background:#FBFDFC;transition:border-color .15s, box-shadow .15s}
.field input:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}
.pw-wrap{position:relative}
.pw-wrap input{padding-inline-end:74px}
.pw-toggle{position:absolute;top:50%;transform:translateY(-50%);inset-inline-end:8px;border:none;background:transparent;color:var(--emerald-deep);font-weight:700;font-size:.78rem;cursor:pointer;padding:8px;font-family:var(--font-body)}

/* ---------- notices ---------- */
.notice{border-radius:10px;padding:11px 14px;font-size:.88rem;line-height:1.45;margin-bottom:14px;display:none}
.notice.show{display:block}
.notice.error{background:#FBEAEA;color:#8F2B2B;border:1px solid #F0CACA}
.notice.okay{background:#E8F5F0;color:var(--emerald-deep);border:1px solid #BFE3D7}

/* ---------- auth (login) layout ---------- */
.auth-wrap{flex:1;display:flex;align-items:flex-start;justify-content:center;padding:46px 16px 70px}
.auth-card{width:100%;max-width:430px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 34px rgba(8,20,16,.08);padding:30px 28px}
.auth-card h1{font-family:var(--font-display);font-size:1.45rem;font-weight:700;margin-bottom:4px}
.auth-sub{color:var(--ink-soft);font-size:.9rem;margin-bottom:20px}
.auth-tabs{display:flex;background:var(--mist);border-radius:999px;padding:4px;margin-bottom:22px}
.auth-tabs button{flex:1;border:none;background:transparent;border-radius:999px;padding:9px 0;font-family:var(--font-body);font-size:.88rem;font-weight:700;color:var(--ink-soft);cursor:pointer}
.auth-tabs button.active{background:var(--card);color:var(--ink);box-shadow:0 2px 8px rgba(8,20,16,.1)}
.auth-foot{margin-top:16px;text-align:center;font-size:.85rem;color:var(--ink-soft)}
.auth-foot a,.linklike{color:var(--emerald-deep);font-weight:600;text-decoration:none;border:none;background:none;cursor:pointer;font-size:.85rem;font-family:var(--font-body)}
.auth-foot a:hover,.linklike:hover{text-decoration:underline}
.remember-row{display:flex;align-items:center;justify-content:space-between;margin:2px 0 16px}
.remember-row label{display:flex;align-items:center;gap:8px;font-size:.85rem;color:var(--ink-soft);cursor:pointer}
.remember-row input{width:16px;height:16px;accent-color:var(--emerald)}
.view{display:none}
.view.active{display:block}

/* ============ DASHBOARD APP SHELL (CRM layout) ============ */
.dash-body{display:block;background:
  radial-gradient(900px 400px at 85% -10%, rgba(14,138,109,.07), transparent 60%),
  radial-gradient(700px 380px at -10% 110%, rgba(201,162,75,.06), transparent 60%),
  var(--mist)}
.app{display:grid;grid-template-columns:246px minmax(0,1fr);min-height:100vh}

.side{background:linear-gradient(180deg,#102A22 0%,var(--panel) 55%);color:var(--panel-text);display:flex;flex-direction:column;padding:20px 14px;position:sticky;top:0;height:100vh}
.side-logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--panel-text);font-family:var(--font-display);font-weight:700;font-size:1.02rem;padding:4px 8px;margin-bottom:24px}
.side-logo .logo-mark{background:var(--panel-mid);box-shadow:inset 0 0 0 1px var(--panel-line)}
.side-nav{display:flex;flex-direction:column;gap:4px}
.sn-item{display:flex;align-items:center;gap:11px;padding:11px 13px;border-radius:11px;color:var(--panel-dim);text-decoration:none;font-size:.9rem;font-weight:600;transition:background .25s var(--ease),color .25s var(--ease),transform .25s var(--ease)}
.sn-item .sn-ic{width:20px;text-align:center;font-size:.95rem}
.sn-item:hover{background:rgba(255,255,255,.06);color:#fff;transform:translateX(2px)}
.sn-item.active{background:var(--emerald);color:#fff;box-shadow:0 6px 16px rgba(14,138,109,.35)}
.side-foot{margin-top:auto;display:flex;flex-direction:column;gap:10px}
.user-card{display:flex;align-items:center;gap:10px;background:rgba(255,255,255,.05);border:1px solid var(--panel-line);border-radius:13px;padding:10px 12px;min-width:0;width:100%;text-align:start;cursor:pointer;font-family:inherit;color:inherit;transition:background .25s var(--ease),border-color .25s var(--ease),transform .25s var(--ease)}
.user-card:hover{background:rgba(255,255,255,.1);border-color:#5BD6A9;transform:translateY(-1px)}
.avatar{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,var(--emerald),#0B5B47);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.95rem;flex-shrink:0;text-transform:uppercase}
.uc-info{min-width:0;flex:1;display:flex;flex-direction:column;gap:1px}
.uc-name{font-size:.82rem;font-weight:700;color:var(--panel-text);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.uc-mail{font-size:.78rem;color:var(--panel-dim);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.uc-caret{color:var(--panel-dim);font-size:.92rem;flex-shrink:0;transition:transform .3s var(--ease)}
.user-card:hover .uc-caret{transform:rotate(90deg)}
.side-out{background:transparent;border:1.5px solid var(--panel-line);color:var(--panel-dim);font-size:.85rem}
.side-out:hover{border-color:#5BD6A9;color:#fff;background:rgba(255,255,255,.04)}

.main{padding:26px 30px 40px;min-width:0}
.main-foot{margin-top:26px;font-size:.8rem;color:#8FA09B}
.main-foot a{color:#8FA09B;text-decoration:none}
.main-foot a:hover{color:var(--emerald-deep)}

.topbar{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:22px}
.topbar h1{font-family:var(--font-display);font-size:clamp(1.35rem,2.2vw,1.7rem);font-weight:700}
.acct-eyebrow{font-family:var(--font-num);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--emerald-deep);font-weight:600;margin-bottom:2px}

.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin-bottom:22px}
.stat-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:18px;display:flex;align-items:center;gap:14px;box-shadow:var(--sh-sm);transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.stat-card:hover{transform:translateY(-2px);box-shadow:var(--sh-md)}
.sc-ic{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;font-size:1.15rem;flex-shrink:0}
.ic-em{background:#E8F5F0}.ic-gold{background:#FBF3E4}.ic-mist{background:var(--mist)}
.stat-card .num{font-family:var(--font-num);font-size:1.45rem;font-weight:600;color:var(--ink);line-height:1.15}
.stat-card .lbl{font-size:.78rem;color:var(--ink-soft);font-weight:600}

.panel-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;box-shadow:var(--sh-sm)}
.empty-state{text-align:center;padding:46px 20px}
.empty-state .big{font-size:2.2rem;margin-bottom:10px}
.empty-state h2{font-family:var(--font-display);font-size:1.15rem;margin-bottom:6px}
.empty-state p{color:var(--ink-soft);font-size:.92rem;max-width:420px;margin:0 auto 20px}

/* shell responsive: sidebar becomes a top strip */
@media(max-width:920px){
  .app{grid-template-columns:minmax(0,1fr)}
  .side{position:static;height:auto;flex-direction:row;align-items:center;gap:8px;padding:10px 14px;flex-wrap:wrap}
  .side-logo{margin-bottom:0;padding:4px}
  .side-logo-txt{display:none}
  .side-nav{flex-direction:row;gap:4px;overflow-x:auto;scrollbar-width:none;flex:1;min-width:0}
  .side-nav::-webkit-scrollbar{display:none}
  .sn-item{padding:9px 12px;white-space:nowrap;font-size:.83rem}
  .side-foot{margin:0;flex-direction:row;align-items:center;gap:8px;margin-inline-start:auto}
  .user-card{padding:6px 8px;border-radius:999px}
  .uc-info,.uc-caret{display:none}
  .side-out{padding:8px 12px;min-height:38px}
  .main{padding:18px 14px 34px}
}

/* ---------- history list ---------- */
.list-head{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;margin-bottom:16px}
.list-head h2{font-family:var(--font-display);font-size:1.1rem;font-weight:600}
.list-tools{display:flex;gap:10px;flex-wrap:wrap}
.list-tools input[type=search]{padding:10px 14px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.9rem;background:#FBFDFC;min-width:230px}
.list-tools input[type=search]:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}
.list-tools select{padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.9rem;background:#FBFDFC;font-weight:600;color:var(--ink-soft)}

.calc-item{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:6px 14px;align-items:center;padding:16px 12px;border-top:1px solid var(--line);border-radius:12px;transition:background .25s var(--ease),transform .25s var(--ease),box-shadow .25s var(--ease)}
.calc-item:first-child{border-top:none}
.calc-item.ci-in{animation:ciIn .45s var(--ease) both}
@keyframes ciIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.calc-item.clickable:hover{background:#F7FBF9;transform:translateX(3px)}
.star-btn{border:none;background:transparent;font-size:1.35rem;line-height:1;color:#B9C6C2;cursor:pointer;padding:6px;border-radius:8px;transition:transform .25s var(--ease),color .25s var(--ease);align-self:start}
.star-btn:hover{transform:scale(1.18) rotate(8deg)}
.star-btn.on{color:var(--gold);animation:starPop .4s var(--ease)}
@keyframes starPop{0%{transform:scale(.7)}60%{transform:scale(1.3)}100%{transform:scale(1)}}
.ci-main{min-width:0}
.ci-name{font-family:var(--font-display);font-weight:600;font-size:1rem;overflow-wrap:anywhere;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.ver-badge{font-family:var(--font-num);font-size:.68rem;font-weight:600;background:var(--mist);color:var(--emerald-deep);border:1px solid var(--line);border-radius:999px;padding:2px 8px}
.ci-desc{color:var(--ink-soft);font-size:.87rem;margin-top:2px;overflow-wrap:anywhere}
.ci-meta{color:#8FA09B;font-size:.78rem;margin-top:5px;font-family:var(--font-num)}
.ci-chips{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end;max-width:300px}
.chip{font-family:var(--font-num);font-size:.76rem;font-weight:600;background:var(--mist);color:var(--ink-soft);border:1px solid var(--line);border-radius:999px;padding:5px 11px;white-space:nowrap}
.chip-ok{background:#E8F5F0;color:var(--emerald-deep);border-color:#BFE3D7}
.chip-warn{background:#FBF3E4;color:#8A6D2A;border-color:#EDD9AE}
.chip-bad{background:#FBEAEA;color:#8F2B2B;border-color:#F0CACA}
.chip-planner{background:#EEEBFA;color:#5F4FBF;border-color:#D7CFF3}
/* saved-list section headers: DBR Calculator vs Loan Planner */
.list-group{font-family:var(--font-num);font-size:.68rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:#7f948d;margin:18px 2px 8px;padding-top:12px;border-top:1px dashed var(--line)}
.list-group:first-child{border-top:none;margin-top:4px;padding-top:0}
.no-match{color:var(--ink-soft);font-size:.9rem;text-align:center;padding:26px 0}
@media(max-width:640px){
  .calc-item{grid-template-columns:auto minmax(0,1fr)}
  .ci-chips{grid-column:2;justify-content:flex-start;max-width:none}
  .list-tools{width:100%}
  .list-tools input[type=search]{flex:1;min-width:0}
}

/* ---------- detail (report) view ---------- */
.calc-item.clickable{cursor:pointer}
/* detail head: title block on top, meta under the name, actions in a row below */
.detail-head{display:flex;flex-direction:column;gap:16px;margin-bottom:16px}
.dh-left{display:flex;gap:12px;min-width:0}
.dh-titles{min-width:0;flex:1}
.dh-titles h2{font-family:var(--font-display);font-size:1.3rem;font-weight:700;overflow-wrap:anywhere}
.dh-titles p{color:var(--ink-soft);font-size:.9rem;margin-top:3px;overflow-wrap:anywhere}
.dh-titles .ci-meta{margin-top:8px;white-space:normal}
.dh-actions{display:flex;gap:9px;align-items:center;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:14px}
.detail-grid{display:grid;grid-template-columns:minmax(240px,320px) minmax(0,1fr);gap:16px}
@media(max-width:760px){ .detail-grid{grid-template-columns:minmax(0,1fr)} }
.dbr-hero{background:var(--panel);border-radius:var(--radius);color:var(--panel-text);padding:26px 22px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:8px}
.hero-label{font-family:var(--font-num);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--panel-dim);font-weight:600}
.hero-num{font-family:var(--font-num);font-size:2.6rem;font-weight:600;line-height:1;overflow-wrap:anywhere}
.hero-num.ok{color:#5BD6A9}.hero-num.warn{color:#EFC15C}.hero-num.bad{color:#F08A8A}
.hero-sub{font-size:.78rem;color:var(--panel-dim);font-family:var(--font-num);line-height:1.6}
.rstat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:12px}
.rstat{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:13px 15px;min-width:0}
.rstat .lbl{font-size:.74rem;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.04em;font-family:var(--font-num)}
.rstat .val{font-family:var(--font-num);font-size:1.08rem;font-weight:600;color:var(--ink);margin-top:4px;overflow-wrap:anywhere}
.rstat .sub{font-size:.75rem;color:#8FA09B;margin-top:2px;overflow-wrap:anywhere}
.rstat.hl{background:#E8F5F0;border-color:#BFE3D7}
.rstat.hl .val{color:var(--emerald-deep)}
/* Monthly income — highlighted & bold so it's easy to spot on the report */
.rstat.rstat-income{background:#FBF3E4;border-color:#EDD9AE;border-inline-start:4px solid var(--gold)}
.rstat.rstat-income .lbl{color:#8A6D2A}
.rstat.rstat-income .val{color:#7A5E1E;font-weight:700;font-size:1.22rem}
.sec-title{font-family:var(--font-display);font-size:1.02rem;font-weight:600;margin-bottom:12px}
.in-tables{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}
.in-group h4{font-size:.76rem;font-weight:600;color:var(--emerald-deep);text-transform:uppercase;letter-spacing:.06em;font-family:var(--font-num);margin-bottom:6px}
.in-group table{width:100%;border-collapse:collapse}
.in-group td{padding:7px 4px;font-size:.87rem;border-top:1px solid var(--line)}
.in-group tr:first-child td{border-top:none}
.in-group td:first-child{color:var(--ink-soft)}
.in-group td:last-child{text-align:right;font-family:var(--font-num);font-weight:600}
.ver-row{display:flex;justify-content:space-between;gap:12px;padding:9px 4px;border-top:1px solid var(--line);font-size:.87rem;flex-wrap:wrap}
.ver-row:first-child{border-top:none}
.ver-row .ci-meta{margin:0}
.ver-tag{font-family:var(--font-num);font-weight:600;color:var(--emerald-deep)}
.ver-cur{font-size:.72rem;background:#E8F5F0;color:var(--emerald-deep);border:1px solid #BFE3D7;border-radius:999px;padding:2px 9px;font-weight:600}

/* ---------- comparison ---------- */
.cmp-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:12px}
.cmp-head select{padding:8px 12px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.85rem;background:#FBFDFC;font-weight:600;color:var(--ink-soft)}
.cmp-wrap{overflow-x:auto}
.cmp-table{width:100%;border-collapse:collapse;min-width:430px}
.cmp-table th{font-size:.72rem;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.05em;font-family:var(--font-num);text-align:right;padding:8px 10px;border-bottom:1.5px solid var(--line)}
.cmp-table th:first-child{text-align:left}
.cmp-table td{padding:10px;font-size:.9rem;border-bottom:1px solid var(--line);text-align:right;font-family:var(--font-num);font-weight:600}
.cmp-table td:first-child{text-align:left;font-family:var(--font-body);font-weight:500;color:var(--ink-soft)}
.cmp-table tr:last-child td{border-bottom:none}
.cmp-old{color:#8FA09B}
.delta{white-space:nowrap;border-radius:999px;padding:3px 10px;font-size:.78rem}
.delta.good{background:#E8F5F0;color:var(--emerald-deep)}
.delta.bad{background:#FBEAEA;color:#8F2B2B}
.delta.same{background:var(--mist);color:#8FA09B}

/* ---------- in-account editor ---------- */
.ed-preview{display:flex;gap:10px;flex-wrap:wrap;background:var(--panel);border-radius:12px;padding:13px 16px;margin-bottom:16px}
.ed-preview .ep{min-width:110px;flex:1}
.ed-preview .ep .l{font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--panel-dim);font-family:var(--font-num);font-weight:600}
.ed-preview .ep .v{font-family:var(--font-num);font-weight:600;font-size:1.05rem;color:var(--panel-text);margin-top:2px;overflow-wrap:anywhere}
.ed-preview .ep .v.ok{color:#5BD6A9}.ed-preview .ep .v.warn{color:#EFC15C}.ed-preview .ep .v.bad{color:#F08A8A}
.ed-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px 12px;margin-bottom:14px}
.ed-grid .gtitle{grid-column:1/-1;font-size:.72rem;font-weight:600;color:var(--emerald-deep);text-transform:uppercase;letter-spacing:.06em;font-family:var(--font-num);margin-top:6px}
.ed-grid .gtitle:first-child{margin-top:0}
.ed-grid label{display:block;font-size:.75rem;font-weight:600;color:var(--ink-soft);margin-bottom:4px}
.ed-grid input,.ed-grid select{width:100%;padding:9px 11px;border:1.5px solid var(--line);border-radius:9px;font-family:var(--font-num);font-size:.92rem;color:var(--ink);background:#FBFDFC}
.ed-grid input:focus,.ed-grid select:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}

/* ---------- inline card rename ---------- */
.rn-btn{border:none;background:transparent;cursor:pointer;font-size:.8rem;padding:2px 6px;border-radius:6px;color:#B9C6C2;transition:color .2s var(--ease),background .2s var(--ease)}
.rn-btn:hover{color:var(--emerald-deep);background:var(--mist)}
.rn-input{width:130px;padding:5px 8px;border:1.5px solid var(--emerald);border-radius:8px;font-family:var(--font-body);font-size:.85rem;outline:none;box-shadow:0 0 0 3px rgba(14,138,109,.13)}

/* ---------- modals ---------- */
.modal{display:none;position:fixed;inset:0;background:rgba(8,20,16,.55);backdrop-filter:blur(5px);-webkit-backdrop-filter:blur(5px);align-items:center;justify-content:center;z-index:100;padding:18px;animation:fadeIn .25s var(--ease)}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
.modal-content{background:var(--card);border-radius:18px;width:460px;max-width:100%;max-height:88vh;overflow-y:auto;padding:24px 26px;animation:slideUp .35s var(--ease);box-shadow:0 24px 60px rgba(8,20,16,.28)}
@keyframes slideUp{from{opacity:0;transform:translateY(18px) scale(.98)}to{opacity:1;transform:none}}
.modal-content h3{font-family:var(--font-display);font-size:1.12rem;margin-bottom:12px}
.modal-sub{color:var(--ink-soft);font-size:.9rem;margin-bottom:16px}
.modal-row{display:flex;gap:10px;margin-top:4px}
.modal-row .btn{flex:1}
.modal textarea{width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.95rem;color:var(--ink);background:#FBFDFC;min-height:72px;resize:vertical}
.modal textarea:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}

/* ---------- toast: light, translucent, floats on top, pauses on hover ---------- */
.toast-zone{position:fixed;bottom:20px;inset-inline-end:20px;display:flex;flex-direction:column;gap:10px;z-index:2147483000;pointer-events:none}
.toast{pointer-events:auto;background:rgba(255,255,255,.72);-webkit-backdrop-filter:blur(12px) saturate(1.5);backdrop-filter:blur(12px) saturate(1.5);color:var(--ink);border:1px solid rgba(220,229,227,.9);border-inline-start:4px solid var(--emerald);border-radius:14px;padding:13px 17px;font-size:.92rem;line-height:1.45;box-shadow:0 10px 30px rgba(8,20,16,.16);animation:toastIn .32s var(--ease);cursor:pointer;max-width:340px;transition:opacity .28s var(--ease),transform .28s var(--ease)}
.toast:hover{box-shadow:0 14px 36px rgba(8,20,16,.22)}
.toast.toast-out{opacity:0;transform:translateY(8px) scale(.98)}
@keyframes toastIn{from{opacity:0;transform:translateY(10px) scale(.98)}to{opacity:1;transform:none}}

footer{border-top:1px solid var(--line);background:var(--card)}
footer .inner{max-width:1160px;margin:0 auto;padding:18px 20px;font-size:.82rem;color:var(--ink-soft);display:flex;gap:14px;flex-wrap:wrap}
footer a{color:var(--ink-soft);text-decoration:none}
footer a:hover{color:var(--emerald-deep)}
.loading-veil{position:fixed;inset:0;background:var(--mist);display:grid;place-items:center;z-index:80;transition:opacity .25s}
.loading-veil.gone{opacity:0;pointer-events:none}
.spin{width:34px;height:34px;border-radius:50%;border:3px solid var(--line);border-top-color:var(--emerald);animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- account role selector (signup) ---------- */
.role-seg{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.role-opt{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;gap:5px;padding:13px 10px;border:1.5px solid var(--line);border-radius:12px;cursor:pointer;background:#FBFDFC;transition:border-color .2s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease)}
.role-opt input{position:absolute;opacity:0;width:0;height:0;pointer-events:none}
.role-opt .role-ic{font-size:1.45rem;line-height:1}
.role-opt .role-tx{display:flex;flex-direction:column;gap:1px}
.role-opt .role-tx b{font-size:.86rem;color:var(--ink)}
.role-opt .role-tx small{font-size:.71rem;color:var(--ink-soft);line-height:1.3}
.role-opt:hover{border-color:var(--emerald)}
.role-opt:focus-within,.role-opt:has(input:checked){border-color:var(--emerald);background:#E8F5F0;box-shadow:0 0 0 3px rgba(14,138,109,.13)}
@media(max-width:380px){ .role-seg{grid-template-columns:1fr} }

/* ---------- profile & settings modal ---------- */
.profile-modal{width:520px}
/* settings as a full page view (uses the same pf-* section styles) */
.profile-page{max-width:760px}
.profile-page .pf-close{display:none}
@media(max-width:640px){.profile-page .pf-close{display:grid}}
.pf-head{display:flex;align-items:center;gap:13px;padding-bottom:16px;margin-bottom:2px;border-bottom:1px solid var(--line);position:relative}
.pf-avatar{width:46px;height:46px;font-size:1.2rem}
.pf-id{min-width:0;flex:1}
.pf-name{font-family:var(--font-display);font-weight:700;font-size:1.05rem;overflow-wrap:anywhere}
.pf-mail{font-size:.82rem;color:var(--ink-soft);overflow-wrap:anywhere}
.pf-role-badge{font-family:var(--font-num);font-size:.7rem;font-weight:600;border-radius:999px;padding:4px 10px;white-space:nowrap;flex-shrink:0}
.pf-role-badge.is-banker{background:#E8F0FB;color:#2B5A8F;border:1px solid #C5DAF0}
.pf-role-badge.is-customer{background:#E8F5F0;color:var(--emerald-deep);border:1px solid #BFE3D7}
.pf-close{position:absolute;top:-8px;inset-inline-end:-8px;border:none;background:transparent;color:var(--ink-soft);font-size:1rem;cursor:pointer;padding:7px;border-radius:8px;line-height:1}
.pf-close:hover{background:var(--mist);color:var(--ink)}
.pf-sec{padding:15px 0;border-bottom:1px solid var(--line)}
.pf-sec h4{font-family:var(--font-display);font-size:.95rem;font-weight:600;margin-bottom:4px}
.pf-hint{font-size:.82rem;color:var(--ink-soft);margin-bottom:10px;line-height:1.45}
.pf-inline{display:flex;gap:8px;align-items:stretch;flex-wrap:wrap}
.pf-inline input{flex:1;min-width:180px;padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.92rem;color:var(--ink);background:#FBFDFC}
.pf-inline input:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}
.pf-inline .btn{flex-shrink:0;min-height:42px;padding:10px 16px}
/* country & bank rules grid */
.pf-rules{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(max-width:560px){.pf-rules{grid-template-columns:1fr}}
.pf-rules label{display:flex;flex-direction:column;gap:4px;font-size:.78rem;font-weight:600;color:var(--ink-soft)}
.pf-rules input,.pf-rules select{padding:9px 11px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.9rem;color:var(--ink);background:#FBFDFC}
.pf-rules input:focus,.pf-rules select:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}
.pf-stack{display:flex;flex-direction:column;gap:9px}
.pf-stack input{padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;font-family:var(--font-body);font-size:.92rem;color:var(--ink);background:#FBFDFC}
.pf-stack input:focus{outline:none;border-color:var(--emerald);box-shadow:0 0 0 3px rgba(14,138,109,.13)}
.pf-stack .btn{align-self:flex-start}
.pf-sec.pf-danger{border-bottom:none;background:#FEF6F6;border:1px solid #F5D9D9;border-radius:12px;padding:14px;margin-top:10px}
.pf-danger h4{color:var(--red)}
@media(max-width:520px){ .pf-inline .btn{width:100%} }

/* ================= v7 visual refresh: dashboard + settings =================
   Page backgrounds stay exactly as before (dark sidebar, mist main).
   Only the cards and sections are redesigned. */

/* --- stat cards: gradient surface, colored accent, deeper icon tiles --- */
.stat-card{background:linear-gradient(180deg,#FFFFFF,#FAFDFC);border-radius:16px;position:relative;overflow:hidden}
.stat-card::before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:linear-gradient(90deg,var(--emerald),#5BD6A9);opacity:.9}
.stat-card:nth-child(2)::before{background:linear-gradient(90deg,var(--gold),#E9C877)}
.stat-card:nth-child(3)::before{background:linear-gradient(90deg,#8C7BE6,#B7A9F2)}
.stat-card:hover{transform:translateY(-3px)}
.sc-ic{border-radius:14px;font-size:1.25rem;box-shadow:inset 0 1px 0 rgba(255,255,255,.5),0 6px 14px rgba(8,20,16,.10)}
.sc-ic.ic-em{background:linear-gradient(150deg,#E8F5F0,#CBE9DC)}
.sc-ic.ic-gold{background:linear-gradient(150deg,#FBF3E4,#F2E1B8)}
.sc-ic.ic-mist{background:linear-gradient(150deg,#EEF3F2,#DCE7E3)}

/* --- panel cards + saved list --- */
.panel-card{border-radius:18px;box-shadow:0 1px 2px rgba(8,20,16,.04),0 12px 30px rgba(8,20,16,.06)}
.calc-item.clickable:hover{background:#F5FAF8;box-shadow:inset 3px 0 0 var(--emerald)}

/* --- settings: transparent shell, hero band, sections as their own cards --- */
#settingsView .profile-page{background:transparent;border:none;box-shadow:none;padding:0;max-width:880px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
#settingsView .pf-head,#settingsView .notice,#settingsView .pf-sec:nth-of-type(4),#settingsView .pf-sec.pf-danger{grid-column:1/-1}

#settingsView .pf-head{background:linear-gradient(135deg,#123A2E,#0F2620 72%);border:1px solid #2C5447;border-radius:18px;padding:22px 24px;margin:0;position:relative;overflow:hidden;box-shadow:0 14px 34px rgba(8,20,16,.18)}
#settingsView .pf-head::after{content:"";position:absolute;inset:0;background:radial-gradient(460px 170px at 92% 0,rgba(201,162,75,.20),transparent 62%);pointer-events:none}
#settingsView .pf-name{color:#F3F9F6;font-size:1.22rem}
#settingsView .pf-mail{color:#CFE3DB}
#settingsView .pf-avatar{width:56px;height:56px;font-size:1.4rem;box-shadow:0 0 0 3px rgba(255,255,255,.16),0 10px 22px rgba(0,0,0,.30)}
#settingsView .pf-head .pf-role-badge{position:relative;z-index:1}
#settingsView .pf-close{background:rgba(255,255,255,.12);color:#CFE3DB}

#settingsView .pf-sec{background:linear-gradient(180deg,#FFFFFF,#FBFDFC);border:1px solid var(--line);border-radius:16px;padding:18px 20px;margin:0;box-shadow:0 1px 2px rgba(8,20,16,.04),0 8px 22px rgba(8,20,16,.05);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease)}
#settingsView .pf-sec:hover{transform:translateY(-2px);border-color:#CBE2D9;box-shadow:0 1px 2px rgba(8,20,16,.04),0 16px 34px rgba(8,20,16,.09)}
#settingsView .pf-sec h4{font-size:1rem;display:flex;align-items:center;gap:8px;margin-bottom:6px}
#settingsView .pf-hint{line-height:1.55}
#settingsView .pf-sec.pf-danger{background:linear-gradient(180deg,#FFF7F7,#FFFFFF);border-color:#F0CACA}
#settingsView .pf-sec.pf-danger:hover{border-color:#E5AFAF}

@media(max-width:760px){
  #settingsView .profile-page{grid-template-columns:1fr}
}

/* ============ NIGHT MODE (html[data-theme="dark"], saved in localStorage.dbrTheme —
   same key as the calculator / loan-calculator / planner pages; applied pre-paint
   by /account/theme.js). The deep-green sidebar + hero band stay as they are. ============ */
html[data-theme="dark"]{
  color-scheme:dark;
  --ink:#E8F1EC; --ink-soft:#AEC0B7; --mist:#1C2A24; --card:#17231E; --line:#283B32;
  --emerald:#2BBE85; --emerald-deep:#5FD8A8; --amber:#E8A83E; --red:#E05B58;
  --sh-sm:0 1px 2px rgba(0,0,0,.35),0 2px 8px rgba(0,0,0,.3);
  --sh-md:0 2px 6px rgba(0,0,0,.4),0 12px 28px rgba(0,0,0,.45);
}
html[data-theme="dark"] body{background:#0F1915}
html[data-theme="dark"] .dash-body{background:
  radial-gradient(900px 400px at 85% -10%, rgba(43,190,133,.07), transparent 60%),
  radial-gradient(700px 380px at -10% 110%, rgba(201,162,75,.05), transparent 60%),
  #0F1915}
html[data-theme="dark"] .loading-veil{background:#0F1915}
html[data-theme="dark"] .theme-btn{color:var(--ink-soft)}
html[data-theme="dark"] .nav-links a.active{color:#fff}
html[data-theme="dark"] .auth-tabs button.active{box-shadow:0 2px 8px rgba(0,0,0,.4)}
html[data-theme="dark"] .auth-card{box-shadow:0 12px 34px rgba(0,0,0,.4)}
/* inputs & selects (were #FBFDFC) */
html[data-theme="dark"] .field input,
html[data-theme="dark"] .list-tools input[type=search],
html[data-theme="dark"] .list-tools select,
html[data-theme="dark"] .cmp-head select,
html[data-theme="dark"] .ed-grid input,html[data-theme="dark"] .ed-grid select,
html[data-theme="dark"] .modal textarea,
html[data-theme="dark"] .pf-inline input,
html[data-theme="dark"] .pf-rules input,html[data-theme="dark"] .pf-rules select,
html[data-theme="dark"] .pf-stack input{background:#101B16;color:var(--ink)}
html[data-theme="dark"] .field input:focus,
html[data-theme="dark"] .list-tools input[type=search]:focus,
html[data-theme="dark"] .ed-grid input:focus,html[data-theme="dark"] .ed-grid select:focus,
html[data-theme="dark"] .modal textarea:focus,
html[data-theme="dark"] .pf-inline input:focus,
html[data-theme="dark"] .pf-rules input:focus,html[data-theme="dark"] .pf-rules select:focus,
html[data-theme="dark"] .pf-stack input:focus{border-color:#2BBE85;box-shadow:0 0 0 3px rgba(43,190,133,.22);background:#141F1A}
html[data-theme="dark"] .field input::placeholder,
html[data-theme="dark"] .list-tools input[type=search]::placeholder,
html[data-theme="dark"] .pf-inline input::placeholder,
html[data-theme="dark"] .pf-rules input::placeholder,
html[data-theme="dark"] .pf-stack input::placeholder{color:#5C6F65}
html[data-theme="dark"] .rn-input{background:#101B16;color:var(--ink);box-shadow:0 0 0 3px rgba(43,190,133,.22)}
/* buttons & notices */
html[data-theme="dark"] .btn-danger{background:#3A1B1A;color:#F08886;border-color:#5A2A28}
html[data-theme="dark"] .notice.error{background:#3A1B1A;color:#F2A9A6;border-color:#5A2A28}
html[data-theme="dark"] .notice.okay{background:#12291F;color:#5FD8A8;border-color:#1F4534}
/* list & chips */
html[data-theme="dark"] .calc-item.clickable:hover{background:#1D2B25}
html[data-theme="dark"] .star-btn{color:#5C6F65}
html[data-theme="dark"] .chip-ok{background:#12291F;color:#5FD8A8;border-color:#1F4534}
html[data-theme="dark"] .chip-warn{background:#2C2113;color:#EDBD6B;border-color:#4A3A1D}
html[data-theme="dark"] .chip-bad{background:#3A1B1A;color:#F2A9A6;border-color:#5A2A28}
html[data-theme="dark"] .chip-planner{background:#26233F;color:#ABA0F7;border-color:#3B3763}
html[data-theme="dark"] .ver-cur{background:#12291F;color:#5FD8A8;border-color:#1F4534}
/* stat cards (v7 white gradients) */
html[data-theme="dark"] .stat-card{background:linear-gradient(180deg,#17231E,#141F1A)}
html[data-theme="dark"] .sc-ic{box-shadow:inset 0 1px 0 rgba(255,255,255,.06),0 6px 14px rgba(0,0,0,.35)}
html[data-theme="dark"] .sc-ic.ic-em{background:linear-gradient(150deg,#12291F,#1F4534)}
html[data-theme="dark"] .sc-ic.ic-gold{background:linear-gradient(150deg,#282212,#4A3A1D)}
html[data-theme="dark"] .sc-ic.ic-mist{background:linear-gradient(150deg,#1C2A24,#243530)}
/* report view */
html[data-theme="dark"] .rstat.hl{background:#12291F;border-color:#1F4534}
html[data-theme="dark"] .rstat.rstat-income{background:#282212;border-color:#4A3A1D}
html[data-theme="dark"] .rstat.rstat-income .lbl{color:#D9B96A}
html[data-theme="dark"] .rstat.rstat-income .val{color:#EDBD6B}
html[data-theme="dark"] .delta.good{background:#12291F;color:#5FD8A8}
html[data-theme="dark"] .delta.bad{background:#3A1B1A;color:#F2A9A6}
/* signup role cards + role badges */
html[data-theme="dark"] .role-opt{background:#101B16}
html[data-theme="dark"] .role-opt:focus-within,html[data-theme="dark"] .role-opt:has(input:checked){background:#12291F;box-shadow:0 0 0 3px rgba(43,190,133,.22)}
html[data-theme="dark"] .pf-role-badge.is-banker{background:#17222E;color:#8FB8E0;border-color:#2A4258}
html[data-theme="dark"] .pf-role-badge.is-customer{background:#12291F;color:#5FD8A8;border-color:#1F4534}
/* settings sections (v7 white gradients) + danger zone */
html[data-theme="dark"] #settingsView .pf-sec{background:linear-gradient(180deg,#17231E,#141F1A)}
html[data-theme="dark"] #settingsView .pf-sec:hover{border-color:#31473C}
html[data-theme="dark"] .pf-sec.pf-danger{background:#241412;border-color:#5A2A28}
html[data-theme="dark"] #settingsView .pf-sec.pf-danger{background:linear-gradient(180deg,#241412,#1C100E);border-color:#5A2A28}
html[data-theme="dark"] #settingsView .pf-sec.pf-danger:hover{border-color:#7A3A37}
/* toast */
html[data-theme="dark"] .toast{background:rgba(23,35,30,.92);border-color:rgba(40,59,50,.95);box-shadow:0 10px 30px rgba(0,0,0,.5)}
html[data-theme="dark"] .toast:hover{box-shadow:0 14px 36px rgba(0,0,0,.6)}